Flexible Options to Keep
Your Business Moving
We understand that investing in new compressed air equipment can be a big decision. That’s why PCM Engineering offers a range of finance and hire solutions, giving you the flexibility to access the systems you need without the large upfront cost.
Our Finance & Hire Options:
- Short-Term Hire – Ideal for emergencies, seasonal demand, or short projects.
- Long-Term Hire – Cost-effective solutions without the upfront investment of purchase.
- Finance Packages – Spread the cost of new equipment with manageable monthly payments.
- Try Before You Buy – Hire equipment first, with the option to purchase later.
Why PCM Engineering?
Benefits for Your Business
- Access the latest compressor technology without heavy capital investment
- Flexible agreements tailored to your cash flow and operational needs
- Full servicing and maintenance included during hire
- Immediate backup available in case of breakdowns
Finance Your Future: Lease, Finance, & Hire Purchase Options
Investing in new, energy-efficient compressed air plant equipment is a critical step for modern businesses, but acquiring the necessary capital can be a challenge. At PCM AIRPOWER, we understand the need for flexible, budget-friendly acquisition strategies. That’s why we partner with licensed credit brokers to offer a range of asset finance options, including Lease, Finance, and Hire Purchase, designed to get you the equipment you need without compromising your cash flow.
Tax-Efficient Leasing for UK Businesses
Leasing is often the most financially beneficial way for a UK company to acquire new compressed air plant, particularly from a Corporation Tax perspective.
- 100% Tax Deductible: In most cases, lease payments are classified as a tax-deductible operating expense (like rent or utilities). This means you can deduct the full cost of the lease payments from your taxable profits, reducing your Corporation Tax liability.
- Preserve Capital Allowances: By leasing, you keep your capital expenditure low, allowing you to save your Annual Investment Allowance (AIA) or Full Expensing benefits for other critical plant and machinery purchases where you want to claim outright ownership and the associated tax relief.
- VAT Management: You typically pay VAT periodically on the monthly rentals, rather than paying the entire VAT amount on the purchase price upfront, which aids cash flow management.
Choosing the Right Option for Your Business
We offer three distinct solutions, each with specific benefits depending on your business’s goals for ownership, cash flow, and tax strategy.
| Finance Option | Key Benefit & Ownership | Tax Implication (UK) | Best Suited For… |
| Lease | Lowest initial outlay & fixed payments. Ownership remains with the finance provider. | Monthly payments are usually 100% tax-deductible as an operating expense. | Businesses prioritising cash flow, wanting to easily upgrade equipment, and benefit from immediate tax relief on payments. |
| Hire Purchase (HP) | Guaranteed Ownership upon final payment (typically for a nominal fee). Fixed term and payments. | Interest portion is deductible. The company can claim Capital Allowances (like Full Expensing) on the asset’s value. | Businesses that want full ownership of the asset long-term and can utilise Capital Allowances for tax relief. |
| Finance Agreement (Term Loan) | Immediate legal ownership of the asset, secured against the equipment. | Interest is tax-deductible. The company claims Capital Allowances on the asset’s full value. | Businesses that want immediate ownership on their balance sheet and the flexibility of a loan structure. |
Key Benefits of Asset Finance
Regardless of the option you choose, financing your compressed air plant through PCM AIRPOWER’s brokered facility provides significant advantages:
- Preserve Working Capital: Keep your valuable cash reserves free for day-to-day operations, marketing, or unexpected costs.
- Fixed Payments: All options offer fixed monthly repayments, allowing for accurate budgeting and protection against rising interest rates.
- Access to Latest Technology: Acquire the most energy-efficient and advanced compressors and equipment immediately, allowing you to start benefiting from operational savings straight away.
PCM AIRPOWER will work with you to match you with a trusted finance partner and the optimal solution for your business.
Ready to invest in efficient compressed air? Contact us to discuss your equipment needs and the best finance option for your UK company.